0 I know it's not possible to do it online. Whats the Difference between Business vs. Can you transfer MyKi balance from one card to another? WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. there's no excuse for this money-grubbing by the Myki corporation. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. What is the glossary of common credit card terms? I've had really good experiences with Myki and was an early adopter, but this? Does a balance transfer happen automatically? How to Show Credit Worthiness without Credit? Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Yes. You can read the Terms of Service online. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Contact us to request the transfer. Your new starting balance would be $3,090. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. We cant replace a lost or stolen unregistered myki. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. The process begins when you submit a balance transfer application. Save. Annual Fee: $0. Done it twice now. Then he said he could order a replacement one to be posted to me. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. You would break even only after a year. Your balance is protected from the time you tell us your myki is lost or stolen. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Legit all the way, touched on and everything. Check that NFC is enabled on your phone. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. 187 0 obj You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. You probably want to transfer a balance to save money not spend more. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. No. Wallethub doesnt charge for this service. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Start the process by listing out your current credit cards, writing down each . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. What is the best credit card for bad credit? When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. 0000001076 00000 n Press question mark to learn the rest of the keyboard shortcuts. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. 0000004635 00000 n 0000001798 00000 n Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. For more information, visit the V/Line website. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. EDIT; The card that I want to transfer FROM was lost and it was de-activated. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Refunds cannot be issued for less than $5. We are committed to being fully transparent with our readers. <> Whats the Difference between Business vs. Corporate Credit Cards? What's Auto-load? It appears as a "Approved Level 2" request on my myki account on the website. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. I realise this is not a life-changer, but there's a principle at stake. According to the Fares and Ticketing Manual (ptv.vic.gov.au) There are three ways to replace lost or stolen myki cards: 1. 0000001606 00000 n Im sure Myki could add this capability to their website if they cared to. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. 0000010193 00000 n What Happens to a Student Credit Card After Graduation? What if my card is lost or stolen? Can I use Mobile myki on my Android phone? %PDF-1.5 % 0000118744 00000 n You may want to hire a professional before making any decision. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . A balance transfer can give you the flexibility to: Pay off high-interest balances Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. You can register online, via the PTV app or call 1800 800 007 and registration is instant. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Sorry, the Seniors Card program cannot replace lost myki cards. But your balance can be transfer to another card at some of the PTV stations. A billion fucking dollars. You paid down debt, which means you won't have to pay interest on previous balances going . I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Manage another person's myki endobj When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. endobj WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Pick a card that waives the balance transfer fee. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Your myki money or pass can then be transferred to a new smartcard. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Nor does your card expire after 90 days of not getting used. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Why is it impossible to transfer money online between different Myki cards? It also protects your myki balance if you lose your phone or it's stolen. Then I begrudgingly bought a new Myki card. Can someone explain why this isn't possible? 0000003206 00000 n The costs of a balance transfer. <> I have my most recent card that has $6.54 on it. In a couple of weeks I will be renovating and furnishing a new house. For more information, please see our The phone is awake whenever the screen is turned on, even it's locked. To transfer Myki you need to deactivate the myki card and move to the new device. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. For a bus anyway. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. You can register up to eight active mykis on an individual account. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. But is it possible to go to a ticket booth and have the person there do it? Step 3: Review Card Offer Terms. Find out how much to top up at Fares. If NFC is shown and you can turn it on or off, you have NFC. Your Mobile myki expires after two years. Learner permit or driver test. 182 0 obj Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. How many level crossings could have been grade-separated with that money? Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. myki Pass Great if you travel often and on consecutive days. About a week back, I went from Frankston to St. Albans, changing at Flinders. Balance transfers usually go through in five to seven days, although they may take longer. John Miller, Credit Cards Moderator. Simply allow 24 hours for travel and transactions to appear. These are the eight most commonly purchased myki Passes. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Easy, and only required every three years!! The balance transferred when the old card expired. You can only have your Mobile myki active on one device at a time. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Balance transfer fees may apply. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Hold the phone still when touching on and off. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. 0000013222 00000 n A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). I called customer service and was advised I needed to go in person to Flinders St station to do it. You haven't explained why you need to transfer balance. If these are your only two cards, your credit utilization ratio is 33.33%. You need to submit a balance transfer application that is subject to approval. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. -- Lee Huffman, credit card expert at BaldThoughts.com. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. From the pop-up options, select 'Deactivate'. Photo: 10255185_880/Getty Images. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Go to Settings > Connected devices > NFC. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You may also receive a letter confirming the balance transfer. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Your Mobile myki will now appear in Google Wallet. Select the card with the best balance transfer offer available to you. This lets you contact us to request a refund of any balance on the Mobile myki. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. How can I check the balance of my myki card? How To Transfer A Credit Card Balance To Another Card. 0000005223 00000 n If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. 181 0 obj 3. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If you have Mobile myki you can set Auto Load via the Google Pay app. What is the best low interest credit card? Cookie Notice After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. A Mobile myki expires after two years. Learn more about auto top up. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Yes. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. They contacted me, I did it online and they posted me a new card. Initiate the balance transfer. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. This is the case for all major credit card issuers. If the card is unregistered you cannot recover the myki money. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. endobj If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. What are the best Ways to Start Travel Hacking? The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. How balance transfers work If you receive a check, you need to send it to your old cards issuer on your own. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. For more information, visit the V/Line website. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. 0000002823 00000 n Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. 0000002274 00000 n NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Transferring a credit card balance is relatively easy, but you need to follow a few steps. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. WalletHub Answers is a free service that helps consumers access financial information. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. That's a lot of free money for Myki, which customers are unlikely to ever claim. This will allow you to deactivate your Mobile myki then reactivate it again. What is the Best No Annual Fee Credit Card? What are the best student credit cards for cash back? 0000118233 00000 n You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Edited for typos. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Auto-load is the same as auto top up. Haven't tried as yet. One may also ask,do pensioners get free train travel in . A quick tutorial to transfer your myki balance between google pays on different android phones. They actually can transfer your funds really easily but you need to get a case created. 216 0 obj Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . How do I know if my balance transfer was approved? This resets the fare expiry and gives you more time to complete your journey. Please note, balance transfer is not instantaneous. I was told there was nothing I could do for this one as it wasn't registered. Enter your cell phone number and well send you a link to install the WalletHub app. 8:35pm Feb 8, 2020. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Buy a new myki and top up with myki Money or a myki Pass and register your new myki. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. No. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Keep in mind that credit utilization is also affected by individual card balances. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. The short version.
